Our firm has developed solutions for small employers who may or may not be required to provide insurance, but still want to give their employees a true healthcare benefit.
Fully-Insured with an Insurance Carrier
100% Insurance
National, Regional, or Local Network
Pharmacy Benefits Embedded
Fully ACA Compliant
Only portable via State Continuation or COBRA
Flexible Contribution Model
Medical Cost Sharing +
This is a non-insurance option. It does not meet the ACA guidelines and is not a ‘minimum value plan.’ However, it is a great option for many small businesses.
Non-insurance
Direct Primary Care (DPC)
Independent, transparent solution partners
Transparent, up-front pricing
High quality, value-based networks
Fully Portable when leaving the company
Affordable to even the lowest paid employees
Self-Funded Bundle
We use many of the same solution partners, plan designs, cost structures and strategies as we do with our larger groups, but tailor made for the small group market.
Embedded Direct Primary Care
Fully ACA Compliant
Independent, transparent solution partners
Transparent, up-front pricing
National PPO Networks
Enhanced Benefits at Zero Cost to the member (labs, imaging, surgeries, DME, etc.)